We offer step-by-step help through:

• Signing up for a Wealthsimple account – or any other student-friendly platform

• Opening up TFSA, RRSP, FHSA, and RESP accounts as necessary

• Invest using high-interest savings accounts and custom investment portfolios

Just because you have savings, doesn’t mean all of it can be invested. We’ll work together to see how much should be kept for regular costs, what can be put into short-term investments, and how much can be set aside for the long-term.

They are all different tools to help you pay less in taxes on your investments.

For most students, we usually recommend TFSA → FHSA → RRSP → Non-registered accounts.

If you don’t know what any of these letters are, not to worry! It’s our job to help you learn!

It depends. The key consideration to determining the asset allocation for you is how long you plan to invest for. When you need your money will determine the best type of investment strategy to pursue.

But don't worry! We will help you navigate these options and determine what is the best fit for you.

There are dozens of platforms that can house your investments and picking the right one isn’t easy. We lay out the pros and cons of each to help you find the platform that fits you best.

One of the most important considerations for a platform are the costs associated with it. A single percent can have a massive impact on your investment growth.

Wealthsimple is the most common platform we’ll use with students, but Questrade does have its merits.

While banks do offer investment platforms, they tend to charge higher management fees compared to dedicated investment platforms. These fees can significantly eat into your returns over time, reducing the growth of your investments.

That's why we typically recommend exploring platforms like Wealthsimple or Questrade, which often offer lower fees and more tailored options for investors.