Address all your financial needs with our student focused services.

  • Optimize funding from student aid

    • How to earn more total funding

    • How to make more funding 0% interest loans

    Getting the most out of your budget and credit score

    • Save money through student discounts

    • Find the best student credit cards and banking offers

    • Improve your credit score and budget

    Improving investments and savings

    • Learn to start investing

    • Open registered accounts (like an RRSP and TFSA)

    • How to earn more in interest from your savings

  • Understanding your finances pays you the highest hourly rate of your life. It’s easier to earn $3,000 an hour applying for grants than $15 per hour working part-time.

    Understanding your finances now will set you up for the future. It’s better to learn to invest when you have little saved than to make mistakes once you have lots saved.

  • Earn more on your savings

    We help you earn a higher rate than general bank accounts. Right now we are helping students earn ~5% interest for their savings.

    Learn how to start investing

    What makes Graduate Planning unique is that we sell no investments – instead, we help you learn how to start investing yourself! We help by:

    • Opening investment accounts – like TFSA and RRSP

    • Help you decide how much you should be investing

    • Help you figure out what to invest in – we’re fans of ETFs and robo-advisors

    • And set up ongoing meetings to maintain your investments

  • They are all different tools to help you pay less in taxes on your investments.

    For most students, we usually recommend TFSA → FHSA → RRSP → Non-registered accounts.

    If you don’t know what any of these letters are, not to worry! It’s our job to help you learn!

  • We charge a simple one-time price for student financial planning starting at $999.

  • You can set up a free consultation to:

    • Review your student loans

    • Check your credit score

    • Look for ways to improve your budget

    • Help you find what grants/bursaries you qualify for

    • Explore how you can earn more from your savings

  • We help with every part of the process from search to submit:

    • Finding what you qualify for

    • Applying together, step-by-step

    • Help writing long essay portions

  • Risk-free applications

    We only charge if we make you money.

    We charge 10% to 20% on funds we help you earn that you otherwise wouldn’t have received. For example, if we:

    1. Find you a new grant

    2. Apply together, step-by-step

    3. And you earn the $1,000

    Then we will charge $200.

    No up-front fees

    We only charge once you actually receive the funds in your bank account.

  • Then you pay nothing – we only charge if we make you money.

  • The average student we work with earns over $3,000 they otherwise wouldn’t have received.

    Because we have applied for common grants hundreds of times, we know exactly how to maximize your odds of earning funds!

  • Start with a 2-minute questionnaire, to help us see what you can qualify for.

    From there, we will contact you with any opportunities we find!