Optimize funding from student aid

• How to earn more total funding

• How to make more funding 0% interest loans

Getting the most out of your budget and credit score

• Save money through student discounts

• Find the best student credit cards and banking offers

• Improve your credit score and budget

Improving investments and savings

• Learn to start investing

• Open registered accounts (like an RRSP and TFSA)

• How to earn more in interest from your savings

Understanding your finances pays you the highest hourly rate of your life. It’s easier to earn $3,000 an hour applying for grants than $15 per hour working part-time.

Understanding your finances now will set you up for the future. It’s better to learn to invest when you have little saved than to make mistakes once you have lots saved.

Earn more on your savings

We help you earn a higher rate than general bank accounts. Right now we are helping students earn ~5% interest for their savings.

Learn how to start investing

What makes Graduate Planning unique is that we sell no investments – instead, we help you learn how to start investing yourself! We help by:

• Opening investment accounts – like TFSA and RRSP

• Help you decide how much you should be investing

• Help you figure out what to invest in – we’re fans of ETFs and robo-advisors

• And set up ongoing meetings to maintain your investments

They are all different tools to help you pay less in taxes on your investments.

For most students, we usually recommend TFSA → FHSA → RRSP → Non-registered accounts.

If you don’t know what any of these letters are, not to worry! It’s our job to help you learn!

We charge a simple one-time price for student financial planning starting at $999.

Don’t be worried – most students don’t either.

You can set up a free meeting to:

• Review your student loans

• Check your credit score

• Look for ways to improve your budget

• Help you find what grants/bursaries you qualify for

• Explore how you can earn more from your savings