We charge a percentage on grants we help you earn – we only charge if we help you earn funds you otherwise wouldn’t have received!

A simple one-time fee is charged for our financial planning services.

We list the specifics for each service on our services page.

We offer step-by-step help from search to submit. We’ll:

1. Find what you qualify for

2. Go through the application together, step-by-step

3. Help with Long-essay writing

We’ve helped submit many hundreds of applications – we know exactly how to increase your odds of earning funds :)

What makes Graduate Planning unique is that we sell no investments – instead, we help you learn how to start investing yourself! We help by:

• Opening investment accounts – like TFSA and RRSP

• Help you decide how much you should be investing

• Help you figure out what to invest in – we’re fans of ETFs and robo-advisors

• And set up ongoing meetings to maintain your investments

We like to say that understanding your finances pays you the highest hourly rate of your life. It’s easier to earn $3000 in grants than $15 per hour working part-time.

Understanding your finances now will set you up for the future. It’s better to learn to invest when you have little savings than to make mistakes once you have lots saved.

• Optimize funding from student aid

• Earning funds from grants, bursaries, and scholarships

• Improve your budget and credit score

• Learn how to start investing / saving

• Preparing to pay off loans once you graduate

After you graduate is when you make the largest financial decision in your life. We help answer questions like:

• How should I pay off my loans?

• How much should I be saving for retirement?

• When should I buy my first house?

• What work benefits and insurance options should I choose?